The median home in Springfield, Florida is valued at $207,000, down 4.8% year over year. Typical monthly rent is $1,449, producing a price-to-rent ratio of 11.9x — below the national average of 18x. Springfield is part of the Panama City, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$207,000

-4.8%

Rent$1,449/mo

Prices falling — better for buyers.

Affordability

Enter your income for Springfield.

Income (annual)

Down Payment

$41,400 on $207,000

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,545

P/I24.7%

Afford$234K

Room+$27K

P&I $1,047Tax $148Ins $350

Renting $96/mo cheaper ($1,449 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Springfield with other housing markets across Florida.

Jupiter Island$9.49M Golden Beach$7.5M Fisher Island$6.39M Lake Buena Vista$6.09M Jupiter Inlet Colony$3.62M Manalapan$3.57M Golf$2.87M Boca Grande$2.63M

Full Panama City, FL analysis

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Springfield, FL