City

SUMMERLAND KEY, FL

Key West, FL

Median home value: $1024K (-4.2% YoY). Rent: $4,800/mo. Price-to-rent: 17.8x. Part of Key West, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Key West, FL metro page.

Home Value$1,024,197
-4.2%
Rent$4,800/mo
AFFORDABILITY

Enter your income for Summerland Key.

$204,839 on $1,024,197
Out of reach — 95.9% of income

Need $256,971/yr to afford.

PITI$5,996
P/I95.9%
Afford$299K
Gap-$725K
P&I $4,912Tax $734Ins $350
Renting $1,196/mo cheaper ($4,800 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Summerland Key Housing Market | CrashWatch