The median home in Surfside, Florida is valued at $1,224,798, up 1.0% year over year. Typical monthly rent is $4,336, producing a price-to-rent ratio of 23.5x — well above the national average of 18x. Surfside is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Miami-Fort Lauderdale-Pompano Beach, FL stress score, crash risk, and 12-month forecast →

Home Value$1,224,798

+1.0%

Rent$4,336/mo

AFFORDABILITY

Enter your income for Surfside.

Income (annual)

Down Payment

$244,960 on $1,224,798

Out of reach — 118.7% of income

Need $318,043/yr to afford.

PITI$7,421

P/I118.7%

Afford$289K

Gap-$936K

P&I $6,193Tax $878Ins $350

Renting $3,085/mo cheaper ($4,336 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Surfside with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Miami-Fort Lauderdale-Pompano Beach, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Miami-Fort Lauderdale-Pompano Beach, FL metro.

View Miami-Fort Lauderdale-Pompano Beach, FL metro →

SURFSIDE, FL