The median home in Tampa, Florida is valued at $366,612, down 4.2% year over year. Typical monthly rent is $1,971, producing a price-to-rent ratio of 15.5x — near the national average of 18x. Tampa is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$366,612

-4.2%

Rent$1,971/mo

AFFORDABILITY

Enter your income for Tampa.

Income (annual)

Down Payment

$73,322 on $366,612

Out of reach — 39.5% of income

Need $105,729/yr to afford.

PITI$2,467

P/I39.5%

Afford$260K

Gap-$107K

P&I $1,854Tax $263Ins $350

Renting $496/mo cheaper ($1,971 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Tampa with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

TAMPA, FL