Median home value: $319K (-5.2% YoY). Rent: $1,620/mo. Price-to-rent: 16.4x. Part of Tampa-St. Petersburg-Clearwater, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Tampa-St. Petersburg-Clearwater, FL metro page.
Home Value$318,891
-5.2%
Rent$1,620/mo
AFFORDABILITYRenting $488/mo cheaper ($1,620 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Temple Terrace.
$63,778 on $318,891
Stretch — 33.7% of income
Above 28% but manageable with cuts.
PITI$2,108
P/I33.7%
Afford$265K
Gap-$54K
P&I $1,530Tax $229Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing