The median home in Temple Terrace, Florida is valued at $318,891, down 5.2% year over year. Typical monthly rent is $1,620, producing a price-to-rent ratio of 16.4x — near the national average of 18x. Temple Terrace is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$318,891

-5.2%

Rent$1,620/mo

AFFORDABILITY

Enter your income for Temple Terrace.

Income (annual)

Down Payment

$63,778 on $318,891

Stretch — 35.1% of income

Above 28% but manageable with cuts.

PITI$2,191

P/I35.1%

Afford$255K

Gap-$64K

P&I $1,612Tax $229Ins $350

Renting $571/mo cheaper ($1,620 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Temple Terrace with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

TEMPLE TERRACE, FL