The median home in Umatilla, Florida is valued at $279,884, down 3.6% year over year. Umatilla is part of the Ocala, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Ocala, FL stress score, crash risk, and 12-month forecast →

Home Value$279,884

-3.6%

AFFORDABILITY

Enter your income for Umatilla.

Income (annual)

Down Payment

$55,977 on $279,884

Stretch — 31.5% of income

Above 28% but manageable with cuts.

PITI$1,966

P/I31.5%

Afford$249K

Gap-$31K

P&I $1,415Tax $201Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Umatilla with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Ocala, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ocala, FL metro.

View Ocala, FL metro →

UMATILLA, FL