The median home in Valrico, Florida is valued at $410,675, down 4.3% year over year. Typical monthly rent is $2,362, producing a price-to-rent ratio of 14.5x — below the national average of 18x. Valrico is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Tampa-St. Petersburg-Clearwater, FL stress score, crash risk, and 12-month forecast →

Home Value$410,675

-4.3%

Rent$2,362/mo

AFFORDABILITY

Enter your income for Valrico.

Income (annual)

Down Payment

$82,135 on $410,675

Out of reach — 43.5% of income

Need $116,614/yr to afford.

PITI$2,721

P/I43.5%

Afford$264K

Gap-$147K

P&I $2,077Tax $294Ins $350

Renting $359/mo cheaper ($2,362 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Valrico with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Tampa-St. Petersburg-Clearwater, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.

View Tampa-St. Petersburg-Clearwater, FL metro →

VALRICO, FL