City

WALDO, FL

Gainesville, FL

Median home value: $191K (-6.7% YoY). Part of Gainesville, FL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Gainesville, FL metro page.

Home Value$190,525
-6.7%
AFFORDABILITY

Enter your income for Waldo.

$38,105 on $190,525
Affordable — 22.4% of income

Under the 28% guideline.

PITI$1,400
P/I22.4%
Afford$238K
Room+$48K
P&I $914Tax $137Ins $350
6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Waldo Housing Market | CrashWatch