The median home in Wesley Chapel, Florida is valued at $398,321, down 5.0% year over year. Typical monthly rent is $2,175, producing a price-to-rent ratio of 15.3x — near the national average of 18x. Wesley Chapel is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$398,321
-5.0%
Rent$2,175/mo
AFFORDABILITYRenting $475/mo cheaper ($2,175 rent)6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Wesley Chapel.
$79,664 on $398,321
Out of reach — 42.4% of income
Need $113,571/yr to afford.
PITI$2,650
P/I42.4%
Afford$263K
Gap-$135K
P&I $2,014Tax $285Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Tampa-St. Petersburg-Clearwater, FL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tampa-St. Petersburg-Clearwater, FL metro.
View Tampa-St. Petersburg-Clearwater, FL metro →