The median home in Youngstown, Florida is valued at $262,528, down 3.4% year over year. Youngstown is part of the Panama City, FL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Panama City, FL stress score, crash risk, and 12-month forecast →

Home Value$262,528

-3.4%

AFFORDABILITY

Enter your income for Youngstown.

Income (annual)

Down Payment

$52,506 on $262,528

Stretch — 29.9% of income

Above 28% but manageable with cuts.

PITI$1,866

P/I29.9%

Afford$246K

Gap-$16K

P&I $1,327Tax $188Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Florida

Compare Youngstown with other housing markets across Florida.

Jupiter Island$9494K Golden Beach$7499K Fisher Island$6393K Lake Buena Vista$6088K Jupiter Inlet Colony$3619K Manalapan$3569K Golf$2871K Boca Grande$2635K

Full Panama City, FL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Panama City, FL metro.

View Panama City, FL metro →

YOUNGSTOWN, FL