Median home value: $302K (-4.8% YoY). Rent: $1,842/mo. Price-to-rent: 13.6x. Part of Tampa-St. Petersburg-Clearwater, FL.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Tampa-St. Petersburg-Clearwater, FL metro page.
Home Value$301,650
-4.8%
Rent$1,842/mo
AFFORDABILITYRenting $171/mo cheaper ($1,842 rent)6.00% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for Zephyrhills.
$60,330 on $301,650
Stretch — 32.2% of income
Above 28% but manageable with cuts.
PITI$2,013
P/I32.2%
Afford$262K
Gap-$39K
P&I $1,447Tax $216Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing