The median home in Albany, Georgia is valued at $126,733, down 4.9% year over year. Typical monthly rent is $914, producing a price-to-rent ratio of 11.6x — below the national average of 18x. Albany is part of the Albany, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Albany, GA stress score, crash risk, and 12-month forecast →

Home Value$126,733

-4.9%

Rent$914/mo

AFFORDABILITY

Enter your income for Albany.

Income (annual)

Down Payment

$25,347 on $126,733

Affordable — 14.4% of income

Under the 28% guideline.

PITI$903

P/I14.4%

Afford$246K

Room+$119K

P&I $641Tax $95Ins $167

Buying $11/mo cheaper ($914 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Albany with other housing markets across Georgia.

Sea Island$4335K Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Albany, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany, GA metro.

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ALBANY, GA