The median home in Commerce, Georgia is valued at $326,386, up 1.8% year over year. Typical monthly rent is $1,558, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Commerce is part of the Jefferson, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$326,386

+1.8%

Rent$1,558/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Commerce.

Income (annual)

Down Payment

$65,277 on $326,386

Example: $75,000 household income. Change it above to see your own.

Stretch33% of income

Above 28% but manageable with cuts.

PITI$2,062

P/I33%

Afford$277K

Gap-$49K

P&I $1,650Tax $245Ins $167

Renting $504/mo cheaper ($1,558 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Commerce with other housing markets across Georgia.

Sea Island$4.33M Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Jefferson, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson, GA metro.

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Commerce, GA