The median home in Commerce, Georgia is valued at $326,386, up 1.8% year over year. Typical monthly rent is $1,558, producing a price-to-rent ratio of 17.5x — near the national average of 18x. Commerce is part of the Jefferson, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Jefferson, GA stress score, crash risk, and 12-month forecast →
Home Value$326,386
+1.8%
Rent$1,558/mo
AFFORDABILITYRenting $504/mo cheaper ($1,558 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Commerce.
$65,277 on $326,386
Stretch — 33% of income
Above 28% but manageable with cuts.
PITI$2,062
P/I33%
Afford$277K
Gap-$49K
P&I $1,650Tax $245Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Georgia
Compare Commerce with other housing markets across Georgia.
Full Jefferson, GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson, GA metro.
View Jefferson, GA metro →