The median home in Cumming, Georgia is valued at $589,868, down 2.1% year over year. Typical monthly rent is $2,195, producing a price-to-rent ratio of 22.4x — well above the national average of 18x. Cumming is part of the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Atlanta-Sandy Springs-Alpharetta, GA stress score, crash risk, and 12-month forecast →

Home Value$589,868

-2.1%

Rent$2,195/mo

AFFORDABILITY

Enter your income for Cumming.

Income (annual)

Down Payment

$117,974 on $589,868

Out of reach — 57.5% of income

Need $153,943/yr to afford.

PITI$3,592

P/I57.5%

Afford$287K

Gap-$302K

P&I $2,983Tax $442Ins $167

Renting $1,397/mo cheaper ($2,195 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Cumming with other housing markets across Georgia.

Sea Island$4335K Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Atlanta-Sandy Springs-Alpharetta, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Atlanta-Sandy Springs-Alpharetta, GA metro.

View Atlanta-Sandy Springs-Alpharetta, GA metro →

CUMMING, GA