City

GAINESVILLE, GA

Gainesville, GA

Median home value: $365K (-1.8% YoY). Rent: $1,612/mo. Price-to-rent: 18.9x. Part of Gainesville, GA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Gainesville, GA metro page.

Home Value$365,286
-1.8%
Rent$1,612/mo
AFFORDABILITY

Enter your income for Gainesville.

$73,057 on $365,286
Stretch — 35.1% of income

Above 28% but manageable with cuts.

PITI$2,193
P/I35.1%
Afford$291K
Gap-$74K
P&I $1,752Tax $274Ins $167
Renting $581/mo cheaper ($1,612 rent)6.00% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Gainesville Housing Market | CrashWatch