The median home in Gainesville, Georgia is valued at $365,286, down 1.8% year over year. Typical monthly rent is $1,612, producing a price-to-rent ratio of 18.9x — near the national average of 18x. Gainesville is part of the Gainesville, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$365,286

-1.8%

Rent$1,612/mo

Prices falling — better for buyers.

Affordability

Enter your income for Gainesville.

Income (annual)

Down Payment

$73,057 on $365,286

Example: $75,000 household income. Change it above to see your own.

Out of reach36.6% of income

Need $98,057/yr to afford.

PITI$2,288

P/I36.6%

Afford$279K

Gap-$86K

P&I $1,847Tax $274Ins $167

Renting $676/mo cheaper ($1,612 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Gainesville with other housing markets across Georgia.

Sea Island$4.33M Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Gainesville, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gainesville, GA metro.

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