The median home in Harlem, Georgia is valued at $284,643, up 1.5% year over year. Typical monthly rent is $1,922, producing a price-to-rent ratio of 12.3x — below the national average of 18x. Harlem is part of the Augusta-Richmond County, GA-SC metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Augusta-Richmond County, GA-SC stress score, crash risk, and 12-month forecast →

Home Value$284,643

+1.5%

Rent$1,922/mo

AFFORDABILITY

Enter your income for Harlem.

Income (annual)

Down Payment

$56,929 on $284,643

Stretch — 29.1% of income

Above 28% but manageable with cuts.

PITI$1,819

P/I29.1%

Afford$274K

Gap-$11K

P&I $1,439Tax $213Ins $167

Buying $103/mo cheaper ($1,922 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Harlem with other housing markets across Georgia.

Sea Island$4335K Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Augusta-Richmond County, GA-SC analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Augusta-Richmond County, GA-SC metro.

View Augusta-Richmond County, GA-SC metro →

HARLEM, GA