The median home in Jefferson, Georgia is valued at $409,238, down 0.5% year over year. Typical monthly rent is $1,895, producing a price-to-rent ratio of 18x — near the national average of 18x. Jefferson is part of the Jefferson, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Jefferson, GA stress score, crash risk, and 12-month forecast →
Home Value$409,238
-0.5%
Rent$1,895/mo
AFFORDABILITYRenting $648/mo cheaper ($1,895 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Jefferson.
$81,848 on $409,238
Out of reach — 40.7% of income
Need $108,986/yr to afford.
PITI$2,543
P/I40.7%
Afford$282K
Gap-$128K
P&I $2,069Tax $307Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Jefferson, GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Jefferson, GA metro.
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