Median home value: $215K (-0.6% YoY). Rent: $937/mo. Price-to-rent: 19.1x. Part of Chattanooga, TN-GA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chattanooga, TN-GA metro page.
Home Value$215,120
-0.6%
Rent$937/mo
AFFORDABILITYRenting $423/mo cheaper ($937 rent)6.00% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Lafayette.
$43,024 on $215,120
Affordable — 21.8% of income
Under the 28% guideline.
PITI$1,360
P/I21.8%
Afford$277K
Room+$62K
P&I $1,032Tax $161Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing