The median home in Lafayette, Georgia is valued at $215,120, down 0.6% year over year. Typical monthly rent is $937, producing a price-to-rent ratio of 19.1x — near the national average of 18x. Lafayette is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$215,120

-0.6%

Rent$937/mo

Prices falling — better for buyers.

Affordability

Enter your income for Lafayette.

Income (annual)

Down Payment

$43,024 on $215,120

Example: $75,000 household income. Change it above to see your own.

Affordable22.7% of income

Under the 28% guideline.

PITI$1,416

P/I22.7%

Afford$266K

Room+$51K

P&I $1,088Tax $161Ins $167

Renting $479/mo cheaper ($937 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Lafayette with other housing markets across Georgia.

Sea Island$4.33M Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

View Chattanooga, TN-GA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Lafayette, GA