The median home in Monticello, Georgia is valued at $295,096, up 4.4% year over year. Monticello is part of the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Atlanta-Sandy Springs-Alpharetta, GA stress score, crash risk, and 12-month forecast →
Home Value$295,096
+4.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Monticello.
$59,019 on $295,096
Stretch — 30.1% of income
Above 28% but manageable with cuts.
PITI$1,880
P/I30.1%
Afford$275K
Gap-$20K
P&I $1,492Tax $221Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Atlanta-Sandy Springs-Alpharetta, GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Atlanta-Sandy Springs-Alpharetta, GA metro.
View Atlanta-Sandy Springs-Alpharetta, GA metro →