The median home in Monticello, Georgia is valued at $295,096, up 4.4% year over year. Monticello is part of the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$295,096

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Monticello.

Income (annual)

Down Payment

$59,019 on $295,096

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,880

P/I30.1%

Afford$275K

Gap-$20K

P&I $1,492Tax $221Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Monticello with other housing markets across Georgia.

Sea Island$4.33M Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Atlanta-Sandy Springs-Alpharetta, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Atlanta-Sandy Springs-Alpharetta, GA metro.

View Atlanta-Sandy Springs-Alpharetta, GA metro

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Monticello, GA