The median home in Oakwood, Georgia is valued at $316,434, down 2.1% year over year. Typical monthly rent is $1,564, producing a price-to-rent ratio of 16.9x — near the national average of 18x. Oakwood is part of the Gainesville, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$316,434

-2.1%

Rent$1,564/mo

Prices falling — better for buyers.

Affordability

Enter your income for Oakwood.

Income (annual)

Down Payment

$63,287 on $316,434

Example: $75,000 household income. Change it above to see your own.

Stretch32.1% of income

Above 28% but manageable with cuts.

PITI$2,004

P/I32.1%

Afford$276K

Gap-$40K

P&I $1,600Tax $237Ins $167

Renting $440/mo cheaper ($1,564 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Oakwood with other housing markets across Georgia.

Sea Island$4.33M Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Gainesville, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gainesville, GA metro.

View Gainesville, GA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Oakwood, GA