The median home in Oakwood, Georgia is valued at $316,434, down 2.1% year over year. Typical monthly rent is $1,564, producing a price-to-rent ratio of 16.9x — near the national average of 18x. Oakwood is part of the Gainesville, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$316,434
-2.1%
Rent$1,564/mo
AFFORDABILITYRenting $440/mo cheaper ($1,564 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Oakwood.
$63,287 on $316,434
Stretch — 32.1% of income
Above 28% but manageable with cuts.
PITI$2,004
P/I32.1%
Afford$276K
Gap-$40K
P&I $1,600Tax $237Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Georgia
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Full Gainesville, GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gainesville, GA metro.
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