The median home in Ray City, Georgia is valued at $227,473, up 3.4% year over year. Ray City is part of the Valdosta, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Valdosta, GA stress score, crash risk, and 12-month forecast →

Home Value$227,473

+3.4%

AFFORDABILITY

Enter your income for Ray City.

Income (annual)

Down Payment

$45,495 on $227,473

Affordable — 23.8% of income

Under the 28% guideline.

PITI$1,487

P/I23.8%

Afford$268K

Room+$40K

P&I $1,150Tax $171Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Ray City with other housing markets across Georgia.

Sea Island$4335K Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Valdosta, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Valdosta, GA metro.

View Valdosta, GA metro →

RAY CITY, GA