Median home value: $227K (+3.4% YoY). Part of Valdosta, GA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Valdosta, GA metro page.
Home Value$227,473
+3.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Ray City.
$45,495 on $227,473
Affordable — 22.8% of income
Under the 28% guideline.
PITI$1,428
P/I22.8%
Afford$279K
Room+$51K
P&I $1,091Tax $171Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing