The median home in Ringgold, Georgia is valued at $310,952, up 0.7% year over year. Typical monthly rent is $1,700, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Ringgold is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chattanooga, TN-GA stress score, crash risk, and 12-month forecast →

Home Value$310,952

+0.7%

Rent$1,700/mo

AFFORDABILITY

Enter your income for Ringgold.

Income (annual)

Down Payment

$62,190 on $310,952

Stretch — 31.6% of income

Above 28% but manageable with cuts.

PITI$1,972

P/I31.6%

Afford$276K

Gap-$35K

P&I $1,572Tax $233Ins $167

Renting $272/mo cheaper ($1,700 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Ringgold with other housing markets across Georgia.

Sea Island$4335K Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

View Chattanooga, TN-GA metro →

RINGGOLD, GA