Median home value: $311K (+0.7% YoY). Rent: $1,700/mo. Price-to-rent: 15.2x. Part of Chattanooga, TN-GA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chattanooga, TN-GA metro page.
Home Value$310,952
+0.7%
Rent$1,700/mo
AFFORDABILITYRenting $191/mo cheaper ($1,700 rent)6.00% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Ringgold.
$62,190 on $310,952
Stretch — 30.3% of income
Above 28% but manageable with cuts.
PITI$1,891
P/I30.3%
Afford$288K
Gap-$23K
P&I $1,491Tax $233Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing