The median home in Saint Marys, Georgia is valued at $306,237, up 0.6% year over year. Typical monthly rent is $1,475, producing a price-to-rent ratio of 17.3x — near the national average of 18x. Saint Marys is part of the St. Marys, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$306,237
+0.6%
Rent$1,475/mo
AFFORDABILITYRenting $470/mo cheaper ($1,475 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Enter your income for Saint Marys.
$61,247 on $306,237
Stretch — 31.1% of income
Above 28% but manageable with cuts.
PITI$1,945
P/I31.1%
Afford$276K
Gap-$31K
P&I $1,549Tax $230Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full St. Marys, GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Marys, GA metro.
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