The median home in Saint Marys, Georgia is valued at $306,237, up 0.6% year over year. Typical monthly rent is $1,475, producing a price-to-rent ratio of 17.3x — near the national average of 18x. Saint Marys is part of the St. Marys, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$306,237

+0.6%

Rent$1,475/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Saint Marys.

Income (annual)

Down Payment

$61,247 on $306,237

Example: $75,000 household income. Change it above to see your own.

Stretch31.1% of income

Above 28% but manageable with cuts.

PITI$1,945

P/I31.1%

Afford$276K

Gap-$31K

P&I $1,549Tax $230Ins $167

Renting $470/mo cheaper ($1,475 rent)6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare Saint Marys with other housing markets across Georgia.

Sea Island$4.33M Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full St. Marys, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Marys, GA metro.

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Saint Marys, GA