The median home in White Oak, Georgia is valued at $249,707, down 0.4% year over year. White Oak is part of the St. Marys, GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$249,707

-0.4%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$49,941 on $249,707

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,617

P/I25.9%

Afford$270K

Room+$21K

P&I $1,263Tax $187Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Georgia

Compare White Oak with other housing markets across Georgia.

Sea Island$4.33M Milton$918K Skidaway Island$885K Berkeley Lake$758K Marble Hill$724K Brookhaven$720K Alpharetta$709K Greensboro$707K

Full St. Marys, GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Marys, GA metro.

View St. Marys, GA metro

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White Oak, GA