The median home in Boise, Idaho is valued at $487,717, up 1.3% year over year. Typical monthly rent is $1,712, producing a price-to-rent ratio of 23.7x — well above the national average of 18x. Boise is part of the Boise City, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$487,717

+1.3%

Rent$1,712/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$97,543 on $487,717

Example: $75,000 household income. Change it above to see your own.

Out of reach45.2% of income

Need $120,943/yr to afford.

PITI$2,822

P/I45.2%

Afford$302K

Gap-$185K

P&I $2,466Tax $256Ins $100

Renting $1,110/mo cheaper ($1,712 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Boise with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Boise City, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boise City, ID metro.

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Boise, ID