The median home in Boise, Idaho is valued at $487,717, up 1.3% year over year. Typical monthly rent is $1,712, producing a price-to-rent ratio of 23.7x — well above the national average of 18x. Boise is part of the Boise City, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$487,717
+1.3%
Rent$1,712/mo
AFFORDABILITYRenting $1,110/mo cheaper ($1,712 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Enter your income for Boise.
$97,543 on $487,717
Out of reach — 45.2% of income
Need $120,943/yr to afford.
PITI$2,822
P/I45.2%
Afford$302K
Gap-$185K
P&I $2,466Tax $256Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Boise City, ID analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boise City, ID metro.
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