City

COTTONWOOD, ID

The median home in Cottonwood, Idaho is valued at $326,685, up 2.5% year over year.

Home Value$326,685
+2.5%
AFFORDABILITY

Enter your income for Cottonwood.

$65,337 on $326,685
Stretch — 30.8% of income

Above 28% but manageable with cuts.

PITI$1,923
P/I30.8%
Afford$297K
Gap-$29K
P&I $1,652Tax $172Ins $100
6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Idaho

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