Median home value: $327K (+2.5% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$326,685
+2.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Enter your income for Cottonwood.
$65,337 on $326,685
Stretch — 29.4% of income
Above 28% but manageable with cuts.
PITI$1,838
P/I29.4%
Afford$311K
Gap-$16K
P&I $1,567Tax $172Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing