The median home in Cottonwood, Idaho is valued at $326,685, up 2.5% year over year.
Home Value$326,685
+2.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Enter your income for Cottonwood.
$65,337 on $326,685
Stretch — 30.8% of income
Above 28% but manageable with cuts.
PITI$1,923
P/I30.8%
Afford$297K
Gap-$29K
P&I $1,652Tax $172Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Idaho
Compare Cottonwood with other housing markets across Idaho.