The median home in Garden City, Idaho is valued at $466,541, down 0.4% year over year. Typical monthly rent is $1,542, producing a price-to-rent ratio of 25.2x — well above the national average of 18x. Garden City is part of the Boise City, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$466,541
-0.4%
Rent$1,542/mo
AFFORDABILITYRenting $1,162/mo cheaper ($1,542 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Enter your income for Garden City.
$93,308 on $466,541
Out of reach — 43.3% of income
Need $115,886/yr to afford.
PITI$2,704
P/I43.3%
Afford$302K
Gap-$165K
P&I $2,359Tax $245Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Idaho
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Full Boise City, ID analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boise City, ID metro.
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