The median home in Garden City, Idaho is valued at $466,541, down 0.4% year over year. Typical monthly rent is $1,542, producing a price-to-rent ratio of 25.2x — well above the national average of 18x. Garden City is part of the Boise City, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$466,541

-0.4%

Rent$1,542/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$93,308 on $466,541

Example: $75,000 household income. Change it above to see your own.

Out of reach43.3% of income

Need $115,886/yr to afford.

PITI$2,704

P/I43.3%

Afford$302K

Gap-$165K

P&I $2,359Tax $245Ins $100

Renting $1,162/mo cheaper ($1,542 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Garden City with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Boise City, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boise City, ID metro.

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Garden City, ID