The median home in Kootenai, Idaho is valued at $459,205, up 1.0% year over year. Kootenai is part of the Sandpoint, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sandpoint, ID stress score, crash risk, and 12-month forecast →

Home Value$459,205

+1.0%

AFFORDABILITY

Enter your income for Kootenai.

Income (annual)

Down Payment

$91,841 on $459,205

Out of reach — 42.6% of income

Need $114,129/yr to afford.

PITI$2,663

P/I42.6%

Afford$302K

Gap-$157K

P&I $2,322Tax $241Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Kootenai with other housing markets across Idaho.

Ketchum$1562K Sun Valley$1167K Coolin$1050K Hayden Lake$1022K Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Sandpoint, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sandpoint, ID metro.

View Sandpoint, ID metro →

KOOTENAI, ID