The median home in Kootenai, Idaho is valued at $459,205, up 1.0% year over year. Kootenai is part of the Sandpoint, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$459,205

+1.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$91,841 on $459,205

Example: $75,000 household income. Change it above to see your own.

Out of reach42.6% of income

Need $114,129/yr to afford.

PITI$2,663

P/I42.6%

Afford$302K

Gap-$157K

P&I $2,322Tax $241Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Kootenai with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Sandpoint, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sandpoint, ID metro.

View Sandpoint, ID metro

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Kootenai, ID