The median home in Mountain Home, Idaho is valued at $350,309, up 1.1% year over year. Typical monthly rent is $1,645, producing a price-to-rent ratio of 17.7x — near the national average of 18x. Mountain Home is part of the Mountain Home, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$350,309

+1.1%

Rent$1,645/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Mountain Home.

Income (annual)

Down Payment

$70,062 on $350,309

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,055

P/I32.9%

Afford$298K

Gap-$52K

P&I $1,771Tax $184Ins $100

Renting $410/mo cheaper ($1,645 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Mountain Home with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Mountain Home, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mountain Home, ID metro.

View Mountain Home, ID metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.