The median home in Mountain Home, Idaho is valued at $350,309, up 1.1% year over year. Typical monthly rent is $1,645, producing a price-to-rent ratio of 17.7x — near the national average of 18x. Mountain Home is part of the Mountain Home, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Mountain Home, ID stress score, crash risk, and 12-month forecast →
Home Value$350,309
+1.1%
Rent$1,645/mo
AFFORDABILITYRenting $410/mo cheaper ($1,645 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Enter your income for Mountain Home.
$70,062 on $350,309
Stretch — 32.9% of income
Above 28% but manageable with cuts.
PITI$2,055
P/I32.9%
Afford$298K
Gap-$52K
P&I $1,771Tax $184Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Mountain Home, ID analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Mountain Home, ID metro.
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