The median home in Nampa, Idaho is valued at $405,179, down 0.1% year over year. Typical monthly rent is $1,555, producing a price-to-rent ratio of 21.7x — well above the national average of 18x. Nampa is part of the Boise City, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$405,179

-0.1%

Rent$1,555/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$81,036 on $405,179

Example: $75,000 household income. Change it above to see your own.

Out of reach37.8% of income

Need $101,229/yr to afford.

PITI$2,362

P/I37.8%

Afford$300K

Gap-$105K

P&I $2,049Tax $213Ins $100

Renting $807/mo cheaper ($1,555 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Nampa with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Boise City, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Boise City, ID metro.

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Nampa, ID