The median home in Oldtown, Idaho is valued at $490,454, up 2.6% year over year. Oldtown is part of the Sandpoint, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$490,454

+2.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$98,091 on $490,454

Example: $75,000 household income. Change it above to see your own.

Out of reach45.4% of income

Need $121,586/yr to afford.

PITI$2,837

P/I45.4%

Afford$303K

Gap-$188K

P&I $2,480Tax $257Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Oldtown with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Sandpoint, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sandpoint, ID metro.

View Sandpoint, ID metro

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Oldtown, ID