The median home in Payette, Idaho is valued at $358,064, up 0.7% year over year. Payette is part of the Ontario, OR-ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$358,064

+0.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Payette.

Income (annual)

Down Payment

$71,613 on $358,064

Example: $75,000 household income. Change it above to see your own.

Stretch33.6% of income

Above 28% but manageable with cuts.

PITI$2,099

P/I33.6%

Afford$299K

Gap-$60K

P&I $1,811Tax $188Ins $100

6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Payette with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Ontario, OR-ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ontario, OR-ID metro.

View Ontario, OR-ID metro

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Payette, ID