The median home in Sandpoint, Idaho is valued at $611,629, up 1.5% year over year. Typical monthly rent is $1,912, producing a price-to-rent ratio of 26.7x — well above the national average of 18x. Sandpoint is part of the Sandpoint, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Sandpoint, ID stress score, crash risk, and 12-month forecast →
Home Value$611,629
+1.5%
Rent$1,912/mo
AFFORDABILITYRenting $1,602/mo cheaper ($1,912 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Enter your income for Sandpoint.
$122,326 on $611,629
Out of reach — 56.2% of income
Need $150,600/yr to afford.
PITI$3,514
P/I56.2%
Afford$305K
Gap-$307K
P&I $3,093Tax $321Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Idaho
Compare Sandpoint with other housing markets across Idaho.
Full Sandpoint, ID analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sandpoint, ID metro.
View Sandpoint, ID metro →