The median home in Sandpoint, Idaho is valued at $611,629, up 1.5% year over year. Typical monthly rent is $1,912, producing a price-to-rent ratio of 26.7x — well above the national average of 18x. Sandpoint is part of the Sandpoint, ID metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$611,629

+1.5%

Rent$1,912/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Sandpoint.

Income (annual)

Down Payment

$122,326 on $611,629

Example: $75,000 household income. Change it above to see your own.

Out of reach56.2% of income

Need $150,600/yr to afford.

PITI$3,514

P/I56.2%

Afford$305K

Gap-$307K

P&I $3,093Tax $321Ins $100

Renting $1,602/mo cheaper ($1,912 rent)6.50% 30yr, 20% down, county tax + ID ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Idaho

Compare Sandpoint with other housing markets across Idaho.

Ketchum$1.56M Sun Valley$1.17M Coolin$1.05M Hayden Lake$1.02M Harrison$939K Hailey$871K Victor$867K Tetonia$854K

Full Sandpoint, ID analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sandpoint, ID metro.

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