Median home value: $556K (+3.7% YoY). Part of Coeur d'Alene, ID.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Coeur d'Alene, ID metro page.
Home Value$556,396
+3.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + ID ins. 28% per HUD.
Enter your income for Spirit Lake.
$111,279 on $556,396
Out of reach — 49% of income
Need $131,186/yr to afford.
PITI$3,061
P/I49%
Afford$318K
Gap-$238K
P&I $2,669Tax $292Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing