The median home in Albany, Illinois is valued at $162,221, up 8.9% year over year. Albany is part of the Sterling, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$162,221

+8.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Albany.

Income (annual)

Down Payment

$32,444 on $162,221

Example: $75,000 household income. Change it above to see your own.

Affordable20.4% of income

Under the 28% guideline.

PITI$1,272

P/I20.4%

Afford$223K

Room+$61K

P&I $820Tax $301Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Albany with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Sterling, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sterling, IL metro.

View Sterling, IL metro

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Albany, IL