City

ALBANY, IL

Sterling, IL

Median home value: $162K (+8.9% YoY). Part of Sterling, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Sterling, IL metro page.

Home Value$162,221
+8.9%
AFFORDABILITY

Enter your income for Albany.

$32,444 on $162,221
Affordable — 19.7% of income

Under the 28% guideline.

PITI$1,230
P/I19.7%
Afford$231K
Room+$69K
P&I $778Tax $301Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Albany Housing Market | CrashWatch