City

ALMA, IL

Centralia, IL

Median home value: $121K (+6.6% YoY). Part of Centralia, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Centralia, IL metro page.

Home Value$121,325
+6.6%
AFFORDABILITY

Enter your income for Alma.

$24,265 on $121,325
Affordable — 15.3% of income

Under the 28% guideline.

PITI$957
P/I15.3%
Afford$222K
Room+$101K
P&I $582Tax $225Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Alma Housing Market | CrashWatch