The median home in Alma, Illinois is valued at $121,325, up 6.6% year over year. Alma is part of the Centralia, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Centralia, IL stress score, crash risk, and 12-month forecast →

Home Value$121,325

+6.6%

AFFORDABILITY

Enter your income for Alma.

Income (annual)

Down Payment

$24,265 on $121,325

Affordable — 15.8% of income

Under the 28% guideline.

PITI$989

P/I15.8%

Afford$215K

Room+$93K

P&I $613Tax $225Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Alma with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Centralia, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Centralia, IL metro.

View Centralia, IL metro →

ALMA, IL