The median home in Alton, Illinois is valued at $98,178, up 0.8% year over year. Typical monthly rent is $997, producing a price-to-rent ratio of 8.2x — below the national average of 18x. Alton is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$98,178
+0.8%
Rent$997/mo
AFFORDABILITYBuying $168/mo cheaper ($997 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Alton.
$19,636 on $98,178
Affordable — 13.3% of income
Under the 28% guideline.
PITI$829
P/I13.3%
Afford$207K
Room+$109K
P&I $496Tax $182Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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