Median home value: $284K (+3.4% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$283,690
+3.4%
AFFORDABILITY6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Berkeley.
$56,738 on $283,690
Stretch — 32.6% of income
Above 28% but manageable with cuts.
PITI$2,038
P/I32.6%
Afford$244K
Gap-$40K
P&I $1,361Tax $527Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing