The median home in Berkeley, Illinois is valued at $283,690, up 3.4% year over year. Berkeley is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →
Home Value$283,690
+3.4%
AFFORDABILITY6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Berkeley.
$56,738 on $283,690
Stretch — 33.8% of income
Above 28% but manageable with cuts.
PITI$2,112
P/I33.8%
Afford$235K
Gap-$49K
P&I $1,434Tax $527Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Illinois
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Full Chicago-Naperville-Elgin, IL-IN-WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.
View Chicago-Naperville-Elgin, IL-IN-WI metro →