The median home in Bethalto, Illinois is valued at $192,350, up 4.0% year over year. Typical monthly rent is $1,141, producing a price-to-rent ratio of 14x — below the national average of 18x. Bethalto is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$192,350

+4.0%

Rent$1,141/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Bethalto.

Income (annual)

Down Payment

$38,470 on $192,350

Example: $75,000 household income. Change it above to see your own.

Affordable23.7% of income

Under the 28% guideline.

PITI$1,480

P/I23.7%

Afford$227K

Room+$35K

P&I $973Tax $357Ins $150

Renting $339/mo cheaper ($1,141 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Bethalto with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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Bethalto, IL