The median home in Bethalto, Illinois is valued at $192,350, up 4.0% year over year. Typical monthly rent is $1,141, producing a price-to-rent ratio of 14x — below the national average of 18x. Bethalto is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$192,350
+4.0%
Rent$1,141/mo
AFFORDABILITYRenting $339/mo cheaper ($1,141 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Bethalto.
$38,470 on $192,350
Affordable — 23.7% of income
Under the 28% guideline.
PITI$1,480
P/I23.7%
Afford$227K
Room+$35K
P&I $973Tax $357Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Illinois
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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