The median home in Bloomington, Illinois is valued at $254,577, up 3.9% year over year. Typical monthly rent is $1,307, producing a price-to-rent ratio of 16.2x — near the national average of 18x. Bloomington is part of the Bloomington, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$254,577

+3.9%

Rent$1,307/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Bloomington.

Income (annual)

Down Payment

$50,915 on $254,577

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,910

P/I30.6%

Afford$233K

Gap-$21K

P&I $1,287Tax $473Ins $150

Renting $603/mo cheaper ($1,307 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Bloomington with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Bloomington, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bloomington, IL metro.

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