The median home in Bloomington, Illinois is valued at $254,577, up 3.9% year over year. Typical monthly rent is $1,307, producing a price-to-rent ratio of 16.2x — near the national average of 18x. Bloomington is part of the Bloomington, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Bloomington, IL stress score, crash risk, and 12-month forecast →
Home Value$254,577
+3.9%
Rent$1,307/mo
AFFORDABILITYRenting $603/mo cheaper ($1,307 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Bloomington.
$50,915 on $254,577
Stretch — 30.6% of income
Above 28% but manageable with cuts.
PITI$1,910
P/I30.6%
Afford$233K
Gap-$21K
P&I $1,287Tax $473Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Bloomington, IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bloomington, IL metro.
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