The median home in Carol Stream, Illinois is valued at $365,301, up 4.2% year over year. Typical monthly rent is $1,730, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Carol Stream is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$365,301

+4.2%

Rent$1,730/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$73,060 on $365,301

Example: $75,000 household income. Change it above to see your own.

Out of reach42.8% of income

Need $114,686/yr to afford.

PITI$2,676

P/I42.8%

Afford$239K

Gap-$126K

P&I $1,847Tax $679Ins $150

Renting $946/mo cheaper ($1,730 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Carol Stream with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

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Carol Stream, IL