The median home in Carpentersville, Illinois is valued at $279,118, up 4.0% year over year. Typical monthly rent is $2,039, producing a price-to-rent ratio of 11.4x — below the national average of 18x. Carpentersville is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Chicago-Naperville-Elgin, IL-IN-WI stress score, crash risk, and 12-month forecast →

Home Value$279,118

+4.0%

Rent$2,039/mo

AFFORDABILITY

Enter your income for Carpentersville.

Income (annual)

Down Payment

$55,824 on $279,118

Stretch — 33.3% of income

Above 28% but manageable with cuts.

PITI$2,080

P/I33.3%

Afford$235K

Gap-$44K

P&I $1,411Tax $519Ins $150

Renting $41/mo cheaper ($2,039 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Carpentersville with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full Chicago-Naperville-Elgin, IL-IN-WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.

View Chicago-Naperville-Elgin, IL-IN-WI metro →

CARPENTERSVILLE, IL