Median home value: $279K (+4.0% YoY). Rent: $2,039/mo. Price-to-rent: 11.4x. Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$279,118
+4.0%
Rent$2,039/mo
AFFORDABILITYBuying $32/mo cheaper ($2,039 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Carpentersville.
$55,824 on $279,118
Stretch — 32.1% of income
Above 28% but manageable with cuts.
PITI$2,007
P/I32.1%
Afford$243K
Gap-$36K
P&I $1,339Tax $519Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing