City

CENTRAL CITY, IL

Centralia, IL

Median home value: $62K (-3.9% YoY). Part of Centralia, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Centralia, IL metro page.

Home Value$62,027
-3.9%
AFFORDABILITY

Enter your income for Central City.

$12,405 on $62,027
Affordable — 9% of income

Under the 28% guideline.

PITI$563
P/I9%
Afford$193K
Room+$131K
P&I $298Tax $115Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Central City Housing Market | CrashWatch