The median home in Central City, Illinois is valued at $62,027, down 3.9% year over year. Central City is part of the Centralia, IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$62,027

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for Central City.

Income (annual)

Down Payment

$12,405 on $62,027

Example: $75,000 household income. Change it above to see your own.

Affordable9.3% of income

Under the 28% guideline.

PITI$579

P/I9.3%

Afford$187K

Room+$125K

P&I $314Tax $115Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Central City with other housing markets across Illinois.

Kenilworth$1.93M Winnetka$1.73M Glencoe$1.51M Bannockburn$1.22M Golf$1.19M Hinsdale$1.18M Lake Forest$1.14M South Barrington$1.08M

Full Centralia, IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Centralia, IL metro.

View Centralia, IL metro

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Central City, IL