The median home in Centralia, Illinois is valued at $102,366, down 0.6% year over year. Centralia is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →

Home Value$102,366

-0.6%

AFFORDABILITY

Enter your income for Centralia.

Income (annual)

Down Payment

$20,473 on $102,366

Affordable — 13.7% of income

Under the 28% guideline.

PITI$858

P/I13.7%

Afford$209K

Room+$106K

P&I $518Tax $190Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Centralia with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

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CENTRALIA, IL