City

CHAMPAIGN, IL

Champaign-Urbana, IL

Median home value: $225K (+5.6% YoY). Rent: $1,424/mo. Price-to-rent: 13.2x. Part of Champaign-Urbana, IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Champaign-Urbana, IL metro page.

Home Value$225,446
+5.6%
Rent$1,424/mo
AFFORDABILITY

Enter your income for Champaign.

$45,089 on $225,446
Affordable — 26.4% of income

Under the 28% guideline.

PITI$1,650
P/I26.4%
Afford$239K
Room+$14K
P&I $1,081Tax $419Ins $150
Renting $226/mo cheaper ($1,424 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing