City

COAL CITY, IL

Chicago-Naperville-Elgin, IL-IN-WI

Median home value: $256K (+3.4% YoY). Part of Chicago-Naperville-Elgin, IL-IN-WI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.

Home Value$255,893
+3.4%
AFFORDABILITY

Enter your income for Coal City.

$51,179 on $255,893
Stretch — 29.6% of income

Above 28% but manageable with cuts.

PITI$1,853
P/I29.6%
Afford$242K
Gap-$14K
P&I $1,227Tax $476Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Coal City Housing Market | CrashWatch