The median home in Collinsville, Illinois is valued at $186,610, up 4.9% year over year. Typical monthly rent is $1,158, producing a price-to-rent ratio of 13.4x — below the national average of 18x. Collinsville is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$186,610
+4.9%
Rent$1,158/mo
AFFORDABILITYRenting $282/mo cheaper ($1,158 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Collinsville.
$37,322 on $186,610
Affordable — 23% of income
Under the 28% guideline.
PITI$1,440
P/I23%
Afford$227K
Room+$40K
P&I $944Tax $347Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full St. Louis, MO-IL analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.
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