City

COLUMBIA, IL

St. Louis, MO-IL

Median home value: $331K (+5.9% YoY). Part of St. Louis, MO-IL.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, St. Louis, MO-IL metro page.

Home Value$330,996
+5.9%
AFFORDABILITY

Enter your income for Columbia.

$66,199 on $330,996
Out of reach — 37.6% of income

Need $100,843/yr to afford.

PITI$2,353
P/I37.6%
Afford$246K
Gap-$85K
P&I $1,588Tax $615Ins $150
6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Columbia Housing Market | CrashWatch