The median home in Columbia, Illinois is valued at $330,996, up 5.9% year over year. Columbia is part of the St. Louis, MO-IL metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: St. Louis, MO-IL stress score, crash risk, and 12-month forecast →

Home Value$330,996

+5.9%

AFFORDABILITY

Enter your income for Columbia.

Income (annual)

Down Payment

$66,199 on $330,996

Out of reach — 39% of income

Need $104,529/yr to afford.

PITI$2,439

P/I39%

Afford$237K

Gap-$94K

P&I $1,674Tax $615Ins $150

6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Illinois

Compare Columbia with other housing markets across Illinois.

Kenilworth$1927K Winnetka$1731K Glencoe$1507K Bannockburn$1222K Golf$1186K Hinsdale$1182K Lake Forest$1136K South Barrington$1077K

Full St. Louis, MO-IL analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the St. Louis, MO-IL metro.

View St. Louis, MO-IL metro →

COLUMBIA, IL