Median home value: $363K (+4.6% YoY). Rent: $2,256/mo. Price-to-rent: 13.4x. Part of Chicago-Naperville-Elgin, IL-IN-WI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chicago-Naperville-Elgin, IL-IN-WI metro page.
Home Value$363,436
+4.6%
Rent$2,256/mo
AFFORDABILITYRenting $313/mo cheaper ($2,256 rent)6.00% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Crystal Lake.
$72,687 on $363,436
Out of reach — 41.1% of income
Need $110,100/yr to afford.
PITI$2,569
P/I41.1%
Afford$248K
Gap-$116K
P&I $1,743Tax $675Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing