The median home in Downers Grove, Illinois is valued at $470,344, up 6.4% year over year. Typical monthly rent is $2,408, producing a price-to-rent ratio of 16.3x — near the national average of 18x. Downers Grove is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$470,344
+6.4%
Rent$2,408/mo
AFFORDABILITYRenting $994/mo cheaper ($2,408 rent)6.50% 30yr, 20% down, county tax + IL ins. 28% per HUD.
Enter your income for Downers Grove.
$94,069 on $470,344
Out of reach — 54.4% of income
Need $145,800/yr to afford.
PITI$3,402
P/I54.4%
Afford$242K
Gap-$228K
P&I $2,378Tax $874Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Illinois
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Full Chicago-Naperville-Elgin, IL-IN-WI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chicago-Naperville-Elgin, IL-IN-WI metro.
View Chicago-Naperville-Elgin, IL-IN-WI metro →